If you want reliability, then don’t get a heat pump. A heat pump is an air conditioner that runs all year round, so wears faster than an air conditioner used for cooling alone. In the coldest winter weather, you also pay for electric heat at high rates.
Put in electric baseboard, separate air conditioning, and a Toyo diesel fuel direct vent oil heater in the living room area and you will have no maintenance problems, good longevity, and the oil heater will be 1/3rd the cost of electric heat and half the cost of heat pump electricity. Diesel oil can be delivered or picked up at any truck stop.
http://www.alsheating.com/ToyoOilmiserOM22Heater.htm
http://www.heatpro.info heat/cool right-sizing
The Senate and House can not find a suitable health plan for the nation; they should open their own exclusive health plan booklet and start reading.